News

Bank Underground
bankunderground.co.uk > 07/16/2026 > demographics-deposits-and-data-using-machine-learning-to-segment-uk-mortgages

Demographics, deposits and data: using machine learning to segment UK mortgages

22+ hour, 52+ min ago  (208+ words) How can we sort UK mortgage borrowers into meaningful groups? Three distinct borrower segments emerge from the data Chart 1 shows the cluster centre for each group across the three core features (LTI, LTV, mortgage term) and gross income. Chart 1: Average…...